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	<title>Budgeting Guide</title>
	<link>http://www.budgetingguide.net</link>
	<description>Personal Finance Budgeting Guide</description>
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		<title>How to manage your credit card debt when you are in trouble</title>
		<description>Is debt settlement legalNot much is certain in life. Life never fails to throw a curveball our way when we can least afford it. Family crises can be caused a lot of things. Crisis can come to us through our jobs, accidents, health issues and familial relationships.  These things ...</description>
		<link>http://www.budgetingguide.net/how-to-manage-your-credit-card-debt-when-you-are-in-trouble</link>
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		<title>Year End Planning: How to Leverage Tax Benefits for Retirement Accounts</title>
		<description>As 2008 races to a close, you may be thinking ahead about income taxes.  If you are wondering if there are still ways you can reduce your tax burden before the end of the year, you are in luck.  Below are ways you can still take action to enjoy tax ...</description>
		<link>http://www.budgetingguide.net/year-end-planning-how-to-leverage-tax-benefits-for-retirement-accounts-2</link>
			</item>
	<item>
		<title>Year End Planning: How to Leverage Tax Benefits for Retirement Accounts</title>
		<description>As 2008 races to a close, you may be thinking ahead about income taxes.  If you are wondering if there are still ways you can reduce your tax burden before the end of the year, you are in luck.  Below are ways you can still take action to enjoy tax ...</description>
		<link>http://www.budgetingguide.net/year-end-planning-how-to-leverage-tax-benefits-for-retirement-accounts</link>
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		<title>Personal Finances - Six Steps To Take Now</title>
		<description>You have probably read enough tips on personal finances, and maybe you are still in debt and without a plan for the future. Well, here is simple six-step plan to get you going in the right direction. Of course, like the other tips you have heard, it will only help ...</description>
		<link>http://www.budgetingguide.net/personal-finances-six-steps-to-take-now</link>
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		<title>How To Save Money On Anything</title>
		<description>When you want to save money on something, your first thought might be to look for a better price. That is one way to spend less and still get what you want. Let's take a good look at that before we move on to the second way. Save Money With ...</description>
		<link>http://www.budgetingguide.net/how-to-save-money-on-anything</link>
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		<title>Used Car Finance - Lessons For Making Money</title>
		<description>You might think that used car finance simple involves a dealer, a bank or other lender, and a down payment on the part of the buyer. That is how it works in some cases, but it gets much more creative than that. Let's look at a real life example, and ...</description>
		<link>http://www.budgetingguide.net/used-car-finance-lessons-for-making-money</link>
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		<title>Planning for Retirement with a Retirement Planning Consultant</title>
		<description>The thought of retirement can scare the daylights out of many people, especially when they realize that by the time the stop working they will likely be in financial trouble. Many of these folks could use retirement planning consultant services, or retirement planning advisor to help ensure they are prepared ...</description>
		<link>http://www.budgetingguide.net/planning-for-retirement-with-a-retirement-planning-consultant</link>
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		<title>Why it is Important to Plan for Your Retirement</title>
		<description>Because Americans are living longer and healthier lives than ever before, properly planning for retirement has become especially important. Many aging individuals desire to remain independent during retirement years, preferring to live on their own and have the financial means to support themselves. However, without proper retirement planning, these individuals ...</description>
		<link>http://www.budgetingguide.net/why-it-is-important-to-plan-for-your-retirement</link>
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		<title>Is Foreclosure the Best Option</title>
		<description>Millions of families are having a difficult time in todays economy, and with mortgage payments increasing those families are having to decide between saving their homes or saving themselves. There is a negative impact to credit with that option and can put you at risk of foreclosure. So the burning ...</description>
		<link>http://www.budgetingguide.net/is-foreclosure-the-best-option</link>
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		<title>How To Make Money</title>
		<description>If you are like most people, when you think about how to make money, you think about the specific jobs, businesses or schemes that will bring in the cash. But while there are many ways to make it, all these ways have their examples of success and failure. Why do ...</description>
		<link>http://www.budgetingguide.net/how-to-make-money</link>
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